General
Investment Point (“the
Company” or “Www.nikhilbhatt.in” or “we”) is the owner of the
website www.nikhilbhatt.in (“the Website”) and the www.nikhilbhatt.in
mobile application (“the website”; collectively and separately known as “the Service”).
Www.nikhilbhatt.in is committed to protecting your privacy and we
understand you want to keep your information private, safe and discrete. This
Privacy Policy is designed to help you decide whether to use the Service and in
what manner, and it describes how we collect, store and use information on
individuals who use the Service.
Consent
to use Information
This Policy is a legally
binding agreement between you (“you” or “user”) and us. By visiting, accessing
or using the Website, or providing information to us in any other format, you
agree to and accept the terms of this Privacy Policy, as amended from time to
time, and your consent to the collection and use of information in the manner
set out in this Policy. We encourage you to review this Policy carefully and to
periodically refer to it so that you understand it and its subsequent changes
if any. IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY, PLEASE STOP
USING THE SERVICE IMMEDIATELY .
The definitions in
the Terms and Conditions apply to this Privacy Policy unless stated
otherwise. IN ADDITION TO THIS POLICY, PLEASE REVIEW OUR TERMS AND CONDITIONS
AND COOKIE POLICY WHICH ARE INCORPORATED HERE IN BY REFERENCE,
TOGETHER WITH SUCH OTHER POLICIES OF WHICH YOU MAY BE NOTIFIED OF BY US FROM
TIME TO TIME.
What
Information Do We Collect
We collect two types of
data and information from you:
(1) Non-Personal
Information – We retain some non-personally identifiable information
(“Non-Personal Information”), such as your approximate geo-location, your web
request, browser type, browser language, web pages you visit before or after
visiting our Website or using the URLs, platform type, click numbers, landing
pages, viewed pages and the order of those pages and time spent on pages. This
information is collected and retained for security reasons and so that we can
audit and statistically track usage, audit our affiliates, and calculate
payments to third parties.
(2) Personal Information –
“Personal Information” is information that may be of a private or sensitive
nature, including your name, gender, phone number, e-mail address or mailing
address, and IP address. We collect the following Personal Information from you
when you create an account (“Account”) on the Website which is required to
access certain parts of the Service: your full name, email address, password,
and phone number.
What
is the Purpose of Collecting this Information
In order to access our
services, users may be asked to fill in a form, providing some personal
information to the Company. Answers to questions on Personal Information are
not mandatory unless the fields are marked with an asterisk. Provision of the
information requested in the optional fields of the registration form is not
mandatory in order to receive the services and information that we provide
through the Site (unless otherwise indicated in the registration form).
However, failure to complete mandatory fields or providing incorrect Personal
Information may prevent us from fully providing the requested information or services.
We collect the information
outlined above in order to provide you with a better service. Non-Personal
Information is collected for research and statistical purposes, to enable us to
develop, customize and improve the Service, based on your preferences, usage
and interactions with the Service, to process your requests for information,
and to provide you with the most relevant services and offers.
Who
Else Receives this Information
We may share or transfer
information, including Personal Information, internally within our group of
companies.
We also share Personal and
Non-Personal Information with third parties, when this is required in order to
provide, maintain or improve our services and operation. This is the case with
third party advertisements and affiliates; we share your information with third
parties for the purpose of providing you with advertisements and offers we or
third parties think you may be interested in.
We share your Personal and
Non-Personal Information with (i) third parties which provide services to the
Company in order to allow or enable us to provide you with our Service,
including email services providers and data verifiers; (ii) third parties who
provide the Company services in relation to the operation of the Website; (iii)
any auditors, contractors or other advisers auditing any of the Company’s
business processes; and (iv) any potential purchasers or investors in the
Company.
Any processing performed by
any of our third party service providers (“Recipients”) will, where required by
law, be governed by a data processing agreement in the form required by law,
preserving any and all of your statutory data protection rights and obligating
the Recipients to respect the Personal Information and handle it in accordance
with the relevant laws. The Recipients are required to maintain the
confidentiality of such information and to use your Personal Information only
in the course of providing the aforementioned services and only for the
purposes that Investment Point dictates.
We may also share your
Personal Information and other information in special cases if we have a good
reason to believe that it is necessary to: (i) comply with law, regulation,
subpoena or court order; (ii) detect, prevent or otherwise address fraud,
security, violation of our policies or technical issues; (iii) enforce the
provisions of this Privacy Policy or any other agreements between you and
Www.nikhilbhatt.in, including investigation of potential violations thereof; or
(iv) protect against harm to the rights, property or safety of the Company, its
partners, its affiliates, users or the public.
Direct
Marketing
We may share your full
name, email address and phone number with certain broker(s) (the “Broker”) in
the event that you have granted permission to receive promotional materials
from such Broker at the time of registration. The Broker may periodically use
your full name, email address and phone number for the purpose of providing you
with promotional materials if your permission was granted at the time of
registration and you have not unsubscribed at a later time in accordance with
the provisions hereof. At any time, you may request to discontinue receiving
these offers by following the on-page instructions at
http://www.nikhilbhatt.in/unsubscribe . If you unsubscribe we will remove
your full name, email address and phone number from our marketing distribution
lists and from any future lists we may share with the Broker. However, you may
need to also separately unsubscribe from marketing offers sent by the
Broker.Please note that in order to send you promotional materials, the Broker
may assign you with a username and password which will allow you access to the
Broker’s site through an account. You may contact the Broker at any time to
remove the account.
Use of
Information
The collection and
processing of Personal Information is aimed at providing you with the Service,
to send you marketing offers on products or services we think may be relevant
to you, and to fulfill other purposes as provided in this privacy policy. The
Company will store this data as long as we believe it to be necessary and
appropriate in order to provide and manage our services.
Any information provided by
the User will be shared with any third party, including for the intended purpose
for which such information is provided by the User, in which case User’s
consent is implied. INVESTMENT POINT reserves the right to use the information
of the user for its own purpose or any third party. By registering Your phone
number with us, You consent to be contacted by Us via phone calls and/or
SMS notifications, in case of any kinds of purpose including marketing,
or any promotional phone calls or SMS.
Investment Point may rent,
sell, or share personal information about you with other people or
non-affiliated companies including the services as agreed or intended to be
generally provided through the Site. INVESTMENT POINT may also share your
personal information if required to i) court orders, or legal process, or to
establish or exercise its legal rights or defend against legal claims; ii)
share information in order to investigate, prevent, or take action regarding
illegal activities, suspected fraud, situations involving potential threats to
the physical safety of any person, or as otherwise required by law iii) if
INVESTMENT POINT is acquired by or merged with another company.
Right
of Access, Rectification, Cancellation and Objection
You have the right to
access, correct, update or object to the use of your Personal Information by
making a written request to www.nikhilbhatt.in by using our Contact Us page.
Your requests will be dealt with in a prompt and professional manner.
Security and
Confidentiality
The Company treats your
Personal Information in strict confidentiality, and the server in which this
data is to be stored includes the necessary industry-standard security measures
to prevent accidental or unlawful destruction, loss, alteration, unauthorized
disclosure or access. However, we cannot completely guarantee the security of
your information, which might be accessed, disclosed, modified, or destroyed,
and it should be emphasized that you share this information at your own risk.
Links
to Other Websites
This Privacy Policy applies
only to the Service, and to our web tools which are integrated or implemented
in other third party websites. The Policy does not apply to third party
websites, linked to our Website. Third party websites or services may have
their own privacy policies and we advise you to read them carefully. Inclusion
of a link to a third party website or service is not a recommendation of such a
website or service. Third party sites may contain information or services that
are illegal or that some people may find inappropriate or offensive. Before
using third party sites and services or before making a purchase, we recommend
that you read and understand the privacy policies and terms and conditions of
such third party websites and services, and the warranties for purchased
products. You are knowingly and voluntarily assuming all risks of using third
party sites to purchase products and services. You acknowledge and agree that
we shall have no liability whatsoever with respect to such third party sites
and your use of them.
Assignment
We may transfer or assign
your information, without any notice, and without a need to receive your
consent, to any third party as a result of change of control, consolidation,
merger, acquisition or reorganization. You acknowledge that in the event of
bankruptcy, insolvency or receivership, we may have no control over the use and
transfer of your Personal Information.
Updates to this policy
This Privacy Policy is subject to modifications. Please check the “Last Modified” heading at the bottom of this document to see when this Privacy Policy was last updated. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Website. Your use of the Website or the Service, or your provision of personal information following any changes means that you accept the updated Privacy Policy.
